Behind Closed Doors: Intra-Couple Pension and Wealth Gaps in Germany and Beyond

by Nicole Kapelle, (Trinity College Dublin) and Andreas P. Weiland, (Technical University of Dortmund)

Financial security in retirement is increasingly shaped by the opportunities and constraints individuals face across their working lives. As pension systems in many OECD countries have moved towards greater reliance on individual contributions and private savings, continuous employment and stable earnings have become more important for determining economic stability in old age. This article analyses financial inequalities within retired couples, highlighting persistent gender gaps in pensions and wealth, especially in West Germany. Using the LIS data, these findings are then compared from a cross-national perspective.

Full article is available here.

December 15, 2025 | News