[us10] includes only amounts spend on food delivered to the customer's home as well as eating out.
[us10] refers to those who did not re-apply for a loan after after they got rejected
[us10] refers to those who applied for loan and were rejected, and then re-applied again or did not re-apply
[us10] refers to application for any type of credit or loan in the last five years
[us10] codes 11-15 refer to the legal form of the second actively managed business owned by anyone in the household.
[us10] codes 11-17 refer to the legal form of the first actively managed business owned by anyone in the household.