: household file Codebook generated: 2016-12-28 ------------------------------------------------------------------------------------------------------------------------------------------------ IDENTIFIERS ------------------------------------------------------------------------------------------------------------------------------------------------ Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- hid unique unit identifier 8156 1 8156 4078.5 2354.58 did unique country/year number -------------------------------------------------- N value 8,156 341 dname country/year identifier -------------------------------------------------- N value 8,156 "it14" cname country name -------------------------------------------------- N value 8,156 "Italy" iso2 2-letter country abbreviation -------------------------------------------------- N value 8,156 "it" year reference year -------------------------------------------------- N value 8,156 2014 wave data wave -------------------------------------------------------------------------------- N code label 8,156 9 Wave IX ------------------------------------------------------------------------------------------------------------------------------------------------ FILE INFORMATION ------------------------------------------------------------------------------------------------------------------------------------------------ Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- hwgt household weight (normalised) 8156 0.21 5.65 1.23 1.09 hpopwgt household weight (inflated) 8156 519.24 13886.34 3012.75 2681.69 inum implicate number 8156 1 1 1 0 svyunit survey unit -------------------------------------------------------------------------------- N code label 8,156 1 household ------------------------------------------------------------------------------------------------------------------------------------------------ GEOGRAPHICAL CHARACTERISTICS ------------------------------------------------------------------------------------------------------------------------------------------------ region_c region of residence, Istat codes (nationalinstituteofstatistics)- NUTS2 -------------------------------------------------------------------------------- N code label 725 1 ITC1 - Piemonte 43 2 ITC2 - Valle d'Aosta 944 3 ITC4 - Lombardia 238 4 ITH1 and ITH2 - Trentino 499 5 ITH3 - Veneto 214 6 ITH4 - Friuli 347 7 ITC3 - Liguria 677 8 ITH5 - Emilia Romagna 605 9 ITI1 - Toscana 277 10 ITI2 - Umbria 345 11 ITI3 - Marche 452 12 ITI4 - Lazio 204 13 ITF1 - Abruzzo 111 14 ITF2 - Molise 716 15 ITF3 - Campania 453 16 ITF4 - Puglia 128 17 ITF5 - Basilicata 217 18 ITF6 - Calabria 618 19 ITG1 - Sicilia 343 20 ITG2 - Sardegna locsz_c Size of locality -------------------------------------------------------------------------------- N code label 2,145 1 0-20.000 inhabitants 1,477 2 20.000-40.000 inhabitants 3,827 3 40.000-500.000 inhabitants 707 4 more than 500.000 inhabitants ------------------------------------------------------------------------------------------------------------------------------------------------ DWELLING CHARACTERISTICS ------------------------------------------------------------------------------------------------------------------------------------------------ own owned/rented housing -------------------------------------------------------------------------------- N code label 179 100 owned 5,027 110 owned outright 669 120 owned with mortgage 180 210 rented 635 211 rented at market price 719 212 subsidised rent 221 220 free housing 9 221 employer provided housing 517 222 government/public provided housing NOTES: 1. [it14] Mixed categories: code 221 (employer provided housing) includes more generally houses owned by private companies. ------------------------------------------------------------------------------------------------------------------------------------------------ FARMING CHARACTERISTICS ------------------------------------------------------------------------------------------------------------------------------------------------ farm farm household (dummy) -------------------------------------------------------------------------------- N code label 7,546 0 not farm household 610 1 farm household NOTES: 1. [it14] Farm household refers to households that own agricultural land. agriland ownership of agricultural land -------------------------------------------------------------------------------- N code label 610 110 owns agricultural land 7,546 . farming farming activity -------------------------------------------------------------------------------- N code label 333 100 runs a farming activity 7,823 . ------------------------------------------------------------------------------------------------------------------------------------------------ HOUSEHOLD COMPOSITION ------------------------------------------------------------------------------------------------------------------------------------------------ hhtype household composition -------------------------------------------------------------------------------- N code label 2,394 100 one person household 1,989 210 couple without children 2,511 220 couple with children 564 230 one parent with children 63 310 couple without children and relatives 167 320 couple with children and relatives 85 330 one parent with children and relatives 353 400 relatives living together (no family nucleus) 2 510 couple without children and nonrelatives 1 520 couple with children and nonrelatives 7 530 one parent with children and nonrelatives 2 620 couple with children and relatives and nonrelatives 1 630 one parent with children and relatives and nonrelatives 2 700 relatives and nonrelatives living together (no family nucleus) 15 800 nonrelatives living together hpartner head living with partner -------------------------------------------------------------------------------- N code label 171 100 head living with partner 4,564 110 married couple 3,421 200 head not living with partner nhhmem number of household members -------------------------------------------------------------------------------- N code label 2,394 1 1 hh member 2,588 2 2 hh members 1,500 3 3 hh members 1,222 4 4 hh members 340 5 5 hh members 85 6 6 hh members 21 7 7 hh members 4 8 8 hh members 1 9 9 hh members 1 10 10 hh members nhhmem65 number of household members 65 or older -------------------------------------------------------------------------------- N code label 4,124 0 no hh members 65 or older 2,508 1 1 hh member 65 or older 1,502 2 2 hh members 65 or older 21 3 3 hh members 65 or older 1 4 4 hh members 65 or older nhhmem17 number of household members 17 or younger -------------------------------------------------------------------------------- N code label 6,534 0 no hh members 17 or younger 843 1 1 hh member 17 or younger 634 2 2 hh member 17 or younger 129 3 3 hh member 17 or younger 13 4 4 hh member 17 or younger 3 5 5 hh member 17 or younger nearn number of household members with labour income -------------------------------------------------------------------------------- N code label 3,752 0 no hh members with labour income 2,653 1 1 hh member with labour income 1,501 2 2 hh members with labour income 212 3 3 hh members with labour income 34 4 4 hh members with labour income 4 5 5 hh members with labour income ------------------------------------------------------------------------------------------------------------------------------------------------ CURRENT INCOME ------------------------------------------------------------------------------------------------------------------------------------------------ Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- hi total income, household 8132 0 769179 33729.3 31278.9 hil labour income, household 8156 -16000 425000 13864.1 19312.3 hile paid employment income, household 8156 0 2e+05 10580.7 15224.8 hils self-employment income, household 8156 -20000 425000 3283.44 12668.7 hic capital income, household 8156 0 180154 807.07 3801.8 hicid interest and dividends, household 8156 0 79134 399.99 1775.42 hicvip voluntary individual pensions, household 8156 0 18200 30.47 503.53 hicren rental income, household 8156 0 1e+05 376.61 2678.36 hit transfer income, household 8132 0 95342 10767.2 11981.5 hits social security transfers, household 8132 0 95342 10655.8 11964.5 hitsi work-related insurance transfers, household 8140 0 95342 10225.5 11903.7 hitsu universal benefits, household 8156 0 14400 6.17 221.06 hitsa assistance benefits, household 8148 0 40066 418.91 1816.86 hitp private transfers, household 8156 0 35100 111.02 1075.14 hitped merit-based education transfers, household 8156 0 20000 23.31 494.67 hitpnp transfers from non-profit institutions, household 8156 0 4000 1.07 56.75 hitpih inter-household transfers, household 8156 0 24000 65.18 742.14 hiatold old-age transfers, household 8135 0 83942 8695.32 11958.9 hiatdis disability transfers, household 8155 0 72000 503.27 2304.61 hiatsur survivors transfers, household 8153 0 24700 1250.56 3348.46 hiatune unemployment transfers, household 8156 0 24000 159.01 1051.21 hiap total pension income, household 8132 0 95342 10487.8 12033.3 hiapprv private pensions and annuities, household 8147 0 42000 147.5 1655.81 hiapprvi individual pensions/annuities, household 8156 0 18200 30.47 503.53 hiapprvo occupational pensions, household 8147 0 42000 116.99 1549.41 hiappub public pensions, household 8141 0 81900 10339.8 11892.5 ------------------------------------------------------------------------------------------------------------------------------------------------ WINDFALL INCOME ------------------------------------------------------------------------------------------------------------------------------------------------ Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- hwl windfall labour income, household 8156 0 53000 25.93 859.26 hwt windfall transfer income, household 8156 0 50000 22.21 605.32 ------------------------------------------------------------------------------------------------------------------------------------------------ NON-CONSUMPTION EXPENDITURE ------------------------------------------------------------------------------------------------------------------------------------------------ Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- hxit income taxes and social contributions, household 8156 -155 336180 8270.13 12723.5 hxvc voluntary contributions, household 7870 0 60000 471.05 2060.19 hxih inter-household transfers paid, household 8156 0 1e+05 490.61 2438.49 hxch donations to charity, household 8156 0 50000 50.35 757.11 hxint interest paid, household 8156 0 19629 242.59 1041.24 ------------------------------------------------------------------------------------------------------------------------------------------------ CONSUMPTION ------------------------------------------------------------------------------------------------------------------------------------------------ Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- hcfood food and non-alcoholic beverages, household 8156 600 144000 5349.24 3076.68 hchous housing and utilities, household 8156 460 110900 9405.25 6555.78 hchousa actual rent, household 8156 0 15600 737.24 1828.22 hchousi imputed rent, household 8156 0 108400 6293.79 6068.03 hcequip housing equipment, household 8156 0 50000 359.39 1788.3 hctran transport, household 8156 0 74000 718.96 3815.95 hcresto restaurants and hotels, household 8156 0 36000 991.02 1487.13 hcmisc miscellaneous goods and services, household 8156 0 20000 52 503.01 ------------------------------------------------------------------------------------------------------------------------------------------------ ASSETS - LIABILITIES TRANSACTIONS ------------------------------------------------------------------------------------------------------------------------------------------------ Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- htol outflows from loans, household 8156 0 55000 844.86 2697.77 htolm mortgage repayments, household 8156 0 55000 621.18 2364.85 htolo other loans repayments, household 8156 0 29000 223.68 1067.98 ------------------------------------------------------------------------------------------------------------------------------------------------ MAJOR AGGREGATES ------------------------------------------------------------------------------------------------------------------------------------------------ Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- dhi disposable household income 8132 -2987 432999 25452.7 19377 ------------------------------------------------------------------------------------------------------------------------------------------------ ADDITIONAL INFORMATION ------------------------------------------------------------------------------------------------------------------------------------------------ currency currency units -------------------------------------------------------------------------------- N code label 8,156 978 EUR - Euro Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- deflator deflation factor 8156 1 1 1 0 grossnet gross/net income information -------------------------------------------------------------------------------- N code label 8,156 310 mixed, total income account for full taxes and contributions, subcomponents do not ------------------------------------------------------------------------------------------------------------------------------------------------ ASSETS ------------------------------------------------------------------------------------------------------------------------------------------------ Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- han non-financial assets 8156 -19000 13900000 230960 352436 hanr real estate 8156 0 3430000 188857 238542 hanrp principal residence 8156 0 2500000 155139 173480 hanro other real estate 8156 0 2870000 33533.5 120098 hann non-housing assets 8156 -167000 11300000 42103.5 204796 hannb business equity 8156 -205000 1e+07 21617 190628 hannc consumer goods 8156 30 1300000 20486.5 27870.1 hanncv vehicles 8156 0 275000 6361.55 9529.77 hanncd other durables and valuables 8156 30 1300000 14125 23593.4 haf financial assets (excluding pensions) 8156 0 5133000 28963.6 112375 hafc deposit accounts and cash 8156 0 2e+06 14581.4 48904.2 hafi financial investments 8156 0 5108000 14197.5 90678 hafib bonds and other debt securities 8156 0 2145209 6896.4 41288.5 hafis stocks and other equity 8156 0 3590000 2046.45 44129.4 hafii investment funds and alternative investments 8156 0 2500000 5254.69 47356.6 hafo other non-pension financial assets 8156 0 360000 184.67 4873.61 hasi life insurance and voluntary individual pensions 7540 0 360000 1020.62 8420.34 hasil life insurance accounts 7727 0 360000 580.61 7005.28 hasip individual voluntary pension accounts 7941 0 150000 483.2 4662.38 haso occupational pensions 7756 0 210000 364.38 4980.05 hasodc occupational pensions (DC schemes) 7756 0 210000 364.38 4980.05 ------------------------------------------------------------------------------------------------------------------------------------------------ LIABILITIES ------------------------------------------------------------------------------------------------------------------------------------------------ Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- hl total liabilities 8156 0 506000 7081.33 27365 hlr real estate liabilities 8156 0 5e+05 6179.24 26522.5 hlrp principal residence loans 8156 0 450000 5505.09 23991.2 hlro other real estate loans 8156 0 5e+05 674.15 10210.3 hln non-housing liabilities 8156 0 2e+05 902.09 4712 hlnc consumer goods loans 8156 0 85000 659.79 3159.99 hlncv vehicle loans 8156 0 45000 374.52 2143.22 hlncd other loans for goods and consumption 8156 0 85000 285.27 2232 hlne education loans 8156 0 7600 3.43 120.89 hlno other non-housing liabilities 8156 0 2e+05 238.87 3437.55 hlsr institutional loans secured by real estate 8156 0 722000 6563.46 29516.8 hlsn loans not secured by real estate 8156 0 805000 1302.64 11132.2 hlsni informal (non-institutional) loans 8156 0 2e+05 238.87 3437.55 ------------------------------------------------------------------------------------------------------------------------------------------------ HOUSEHOLD NET WORTH ------------------------------------------------------------------------------------------------------------------------------------------------ Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- dnw disposable net worth 8156 -188500 14800000 252842 412947 anw adjusted disposable net worth 7540 -188500 14920000 239916 379843 ------------------------------------------------------------------------------------------------------------------------------------------------ CONTINGENT ASSETS, LIABILITIES AND RELATED VARIABLES ------------------------------------------------------------------------------------------------------------------------------------------------ Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- cir expects to receive inheritance/gift 8156 0 1 0.12 0.33 cnc non-home equity lines of credit (dummy) 7674 0 1 0.22 0.42 ------------------------------------------------------------------------------------------------------------------------------------------------ ASSETS ACQUIRED IN THE PAST AND RELATED VARIABLES ------------------------------------------------------------------------------------------------------------------------------------------------ Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- ppr purchase price of principal residence 4279 0 2400000 82010.2 94040.8 ppy year of purchase of principal residence 5875 1924 2014 1987.37 15.98 pir inheritance/gift received (dummy) -------------------------------------------------------------------------------- N code label 5,211 0 did not receive inheritance/gift 2,945 1 received inheritance/gift Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- pia1 amount of inheritance/gift received,(1) 1586 1 2e+06 90897.4 149821 pia2 amount of inheritance/gift received,(2) 411 10 1e+07 112733 519076 pia3 amount of inheritance/gift received,(3) 116 100 1500000 76556 175215 pia4 amount of inheritance/gift received,(4) 34 500 250000 51764.7 59067.7 piy1 year inheritance/gift received,(1) 1586 1925 2015 1995.81 15.05 piy2 year inheritance/gift received,(2) 411 1950 2015 1996.31 14.51 piy3 year inheritance/gift received,(3) 116 1950 2014 1997.42 14.54 piy4 year inheritance/gift received,(4) 34 1963 2014 1995.71 15.85 pit1 type of inheritence/gift received,(1) -------------------------------------------------------------------------------- N code label 1,264 11 real estate 4 13 valuables and durables 303 21 cash 5 22 cash-equivalent capital investments 10 40 unspecified 6,570 . pit2 type of inheritence/gift received,(2) -------------------------------------------------------------------------------- N code label 340 11 real estate 2 13 valuables and durables 62 21 cash 3 22 cash-equivalent capital investments 4 40 unspecified 7,745 . pit3 type of inheritence/gift received,(3) -------------------------------------------------------------------------------- N code label 110 11 real estate 6 21 cash 8,040 . pit4 type of inheritence/gift received,(4) -------------------------------------------------------------------------------- N code label 31 11 real estate 2 21 cash 1 22 cash-equivalent capital investments 8,122 . piw1 from whom inheritance/gift received,(1) -------------------------------------------------------------------------------- N code label 1,441 2 parent(s)(incl in-laws) 145 7 unspecified 6,570 . NOTES: 1. [it14] Mixed categories: code 2 includes also inheritances/gifts received from grandparents, which should have been separated in code 1. piw2 from whom inheritance/gift received,(2) -------------------------------------------------------------------------------- N code label 375 2 parent(s)(incl in-laws) 36 7 unspecified 7,745 . NOTES: 1. [it14] Mixed categories: code 2 includes also inheritances/gifts received from grandparents, which should have been separated in code 1. piw3 from whom inheritance/gift received,(3) -------------------------------------------------------------------------------- N code label 110 2 parent(s)(incl in-laws) 6 7 unspecified 8,040 . NOTES: 1. [it14] Mixed categories: code 2 includes also inheritances/gifts received from grandparents, which should have been separated in code 1. piw4 from whom inheritance/gift received,(4) -------------------------------------------------------------------------------- N code label 33 2 parent(s)(incl in-laws) 1 7 unspecified 8,122 . NOTES: 1. [it14] Mixed categories: code 2 includes also inheritances/gifts received from grandparents, which should have been separated in code 1. ------------------------------------------------------------------------------------------------------------------------------------------------ OTHER BEHAVIOURAL VARIABLES ------------------------------------------------------------------------------------------------------------------------------------------------ bopc possession of credit cards (dummy) -------------------------------------------------------------------------------- N code label 5,820 0 does not have credit cards 2,336 1 has credit cards bonc_c number of credit cards -------------------------------------------------------------------------------- N code label 5,820 0 no credit card 1,633 1 1 credit card 571 2 2 credit cards 90 3 3 credit cards 35 4 4 credit cards 2 5 5 credit cards 3 6 6 credit cards 1 7 7 credit cards 1 8 8 credit cards Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- boue amount needed to cover unexpected expenses 8156 0 5e+06 38803.1 98668.4 boea ability to get emergency financial aid (dummy) -------------------------------------------------------------------------------- N code label 3,724 0 not able to get emergency financial aid 4,432 1 able to get emergency financial aid bocc1_c objective credit constraints,(1) -------------------------------------------------------------------------------- N code label 52 111 applied, loan granted in full for property 124 112 applied, loan granted in full for consumer goods 23 113 applied, loan granted in full for business purposes 4 121 applied, loan partly granted for property 9 122 applied, loan partly granted for consumer goods 4 123 applied, loan partly granted for business purposes 9 131 applied, loan rejected for property 48 132 applied, loan rejected for consumer goods 16 133 applied, loan rejected for business purposes 7,867 200 did not apply ------------------------------------------------------------------------------------------------------------------------------------------------ ADDITIONAL INFORMATION (WEALTH) ------------------------------------------------------------------------------------------------------------------------------------------------ bus1_c owns family business -------------------------------------------------------------------------------- N code label 8,020 0 no 136 1 yes bus2_c professional, self-employed, individual entrepreneurs -------------------------------------------------------------------------------- N code label 7,563 0 no 593 1 yes bus3_c working shareholder/partner -------------------------------------------------------------------------------- N code label 8,049 0 no 107 1 yes