LWS - Finland 2013 : household file Codebook generated: 2016-05-13 ------------------------------------------------------------------------------------------------------------------------------------------------ IDENTIFIERS ------------------------------------------------------------------------------------------------------------------------------------------------ Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- hid unique unit identifier 11030 1 11030 5515.5 3184.23 did unique country/year number -------------------------------------------------- N value 11030 335 dname country/year identifier -------------------------------------------------- N value 11030 "fi13" cname country name -------------------------------------------------- N value 11030 "Finland" iso2 2-letter country abbreviation -------------------------------------------------- N value 11030 "fi" year reference year -------------------------------------------------- N value 11030 2013 wave data wave -------------------------------------------------------------------------------- N code label 11030 9 Wave IX ------------------------------------------------------------------------------------------------------------------------------------------------ FILE INFORMATION ------------------------------------------------------------------------------------------------------------------------------------------------ Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- hwgt household weight (normalised) 11030 0.01 7.25 0.91 0.73 hpopwgt household weight (inflated) 11030 2.62 1901.98 237.76 191.86 inum implicate number 11030 1 1 1 0 svyunit survey unit -------------------------------------------------------------------------------- N code label 11030 1 household ------------------------------------------------------------------------------------------------------------------------------------------------ GEOGRAPHICAL CHARACTERISTICS ------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------ DWELLING CHARACTERISTICS ------------------------------------------------------------------------------------------------------------------------------------------------ own owned/rented housing -------------------------------------------------------------------------------- N code label 4167 110 owned outright 4209 120 owned with mortgage 150 200 not owned 2377 210 rented 127 220 free housing ------------------------------------------------------------------------------------------------------------------------------------------------ FARMING CHARACTERISTICS ------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------ HOUSEHOLD COMPOSITION ------------------------------------------------------------------------------------------------------------------------------------------------ hhtype household composition -------------------------------------------------------------------------------- N code label 2596 100 one person household 4070 210 couple without children 3567 220 couple with children 540 230 one parent with children 27 310 couple without children and relatives 37 320 couple with children and relatives 22 330 one parent with children and relatives 171 400 relatives living together (no family nucleus) hpartner head living with partner -------------------------------------------------------------------------------- N code label 1663 100 head living with partner 6038 110 married couple 3329 200 head not living with partner nhhmem number of household members -------------------------------------------------------------------------------- N code label 2596 1 1 hh member 4486 2 2 hh members 1600 3 3 hh members 1513 4 4 hh members 557 5 5 hh members 166 6 6 hh members 50 7 7 hh members 25 8 8 hh members 9 9 9 hh members 12 10 10 hh members 6 11 11 hh members 6 12 12 hh members 4 13 13 hh members nhhmem65 number of household members 65 or older -------------------------------------------------------------------------------- N code label 8220 0 no hh members 65 or older 1495 1 1 hh member 65 or older 1306 2 2 hh members 65 or older 8 3 3 hh members 65 or older 1 4 4 hh members 65 or older nhhmem17 number of household members 17 or younger -------------------------------------------------------------------------------- N code label 7706 0 no hh members 17 or younger 1390 1 1 hh member 17 or younger 1271 2 2 hh member 17 or younger 450 3 3 hh member 17 or younger 127 4 4 hh member 17 or younger 40 5 5 hh member 17 or younger 17 6 6 hh member 17 or younger 7 7 7 hh member 17 or younger 8 8 8 hh member 17 or younger 11 9 9 hh member 17 or younger 3 10 10 hh member 17 or younger nearn number of household members with labour income -------------------------------------------------------------------------------- N code label 2122 0 no hh members with labour income 3272 1 1 hh member with labour income 4450 2 2 hh members with labour income 898 3 3 hh members with labour income 245 4 4 hh members with labour income 36 5 5 hh members with labour income 6 6 6 hh members with labour income 1 7 7 hh members with labour income ------------------------------------------------------------------------------------------------------------------------------------------------ CURRENT INCOME ------------------------------------------------------------------------------------------------------------------------------------------------ Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- hi total income, household 11030 0 2160990 64290.1 56902.1 hil labour income, household 11030 0 633264 44817.9 47038.8 hile paid employment income, household 11030 0 633264 37499.3 43985.4 hils self-employment income, household 11030 0 465329 7318.62 21579.2 hic capital income, household 11030 0 2157990 3713.55 33970.9 hicid interest and dividends, household 11030 0 2157990 2883.5 32943.5 hicren rental income, household 11030 0 269525 830.05 5158.08 hit transfer income, household 10967 0 260674 15767.8 18141.2 hits social security transfers, household 10962 0 260674 15652.1 18164.3 hitp private transfers, household 11030 0 14360 122.4 627.59 hiatune unemployment transfers, household 11015 0 53466 1681.76 4467.42 hiap total pension income, household 11029 0 260674 11180.5 18730.9 hiappub public pensions, household 11029 0 260674 11180.5 18730.9 ------------------------------------------------------------------------------------------------------------------------------------------------ WINDFALL INCOME ------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------ NON-CONSUMPTION EXPENDITURE ------------------------------------------------------------------------------------------------------------------------------------------------ Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- hxit income taxes and social contributions, household 11030 0 524040 16546.1 19602.1 hxih inter-household transfers paid, household 11030 0 36000 322.13 1274.87 ------------------------------------------------------------------------------------------------------------------------------------------------ CONSUMPTION ------------------------------------------------------------------------------------------------------------------------------------------------ Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- hcfood food and non-alcoholic beverages, household 11030 0 24108 5712.57 3417.51 hchous housing and utilities, household 10753 516 62031 11493.2 5916.57 hchousa actual rent, household 11028 0 38400 1651.5 3417.97 hchousi imputed rent, household 10753 0 55995 6670.46 5630.49 hcresto restaurants and hotels, household 11030 0 39228 1406.1 2057.66 ------------------------------------------------------------------------------------------------------------------------------------------------ ASSETS - LIABILITIES TRANSACTIONS ------------------------------------------------------------------------------------------------------------------------------------------------ Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- htol outflows from loans, household 6883 0 11556 27.45 332.87 htolm mortgage repayments, household 6883 0 11556 27.45 332.87 ------------------------------------------------------------------------------------------------------------------------------------------------ MAJOR AGGREGATES ------------------------------------------------------------------------------------------------------------------------------------------------ Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- dhi disposable household income 11030 -146 1687938 47744 38961.8 ------------------------------------------------------------------------------------------------------------------------------------------------ ADDITIONAL INFORMATION ------------------------------------------------------------------------------------------------------------------------------------------------ currency currency units -------------------------------------------------------------------------------- N code label 11030 978 EUR - Euro Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- deflator deflation factor 11030 1 1 1 0 grossnet gross/net income information -------------------------------------------------------------------------------- N code label 11030 110 gross, taxes and contributions collected ------------------------------------------------------------------------------------------------------------------------------------------------ ASSETS ------------------------------------------------------------------------------------------------------------------------------------------------ NOTES: hannc: 1. [fi13] Includes only the value of vehicles. hasodb: 1. [fi13] Also includes social security pension entitlements. Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- ha total assets 11030 -17290 51519691 579730 896155 han non-financial assets 11030 -35382 17023430 285022 393793 hanr real estate 11030 0 6171987 252920 282178 hanrp principal residence 11030 0 1576962 164370 155484 hanro other real estate 11030 0 4595025 88550.6 196899 hann non-housing assets 11030 -148561 16612720 32102.4 236030 hannb business equity 11030 -152895 16547892 18017.3 231238 hannc consumer goods 11030 0 381427 14085.1 19436.8 hanncv vehicles 11030 0 381427 14085.1 19436.8 haf financial assets (excluding pensions) 11030 -83845 48940590 56811.1 655354 hafc deposit accounts and cash 11030 0 1090000 24928.3 55558.3 hafi financial investments 11030 -103845 48763638 31307.9 649669 hafib bonds and other debt securities 11030 0 1570000 712.97 18931.5 hafis stocks and other equity 11030 -103845 47193638 23244.3 635562 hafii investment funds and alternative investments 11030 0 1591534 7350.68 43022.9 hafo other non-pension financial assets 11030 0 170090 574.97 4459.36 has pension assets and other long-term savings 11030 0 2113454 237897 239931 hasi life insurance and voluntary individual pensions 11030 0 288615 5631.88 17464.8 hasip individual voluntary pension accounts 11030 0 288615 5631.88 17464.8 haso occupational pensions 11030 0 2025020 232265 234522 hasodb occupational pensions (DB schemes) 11030 0 2025020 232265 234522 ------------------------------------------------------------------------------------------------------------------------------------------------ LIABILITIES ------------------------------------------------------------------------------------------------------------------------------------------------ Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- hl total liabilities 11030 0 2536491 59177.8 110275 hlsr institutional loans secured by real estate 11030 0 1035642 41507.4 76302.1 hlsrp secured by principal residence 11030 0 1035642 36568 70041.6 hlsro secured by other real estate 11030 0 680000 4939.45 27173.5 hlsn loans not secured by real estate 11030 0 2536491 17670.4 72859.5 hlsnn non-guaranteed institutional loans 11030 0 150000 520.41 3050.37 hlsni informal (non-institutional) loans 11030 0 90000 47.76 1547.12 ------------------------------------------------------------------------------------------------------------------------------------------------ HOUSEHOLD NET WORTH ------------------------------------------------------------------------------------------------------------------------------------------------ Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- dnw disposable net worth 11030 -1030427 51517201 282656 808233 anw adjusted disposable net worth 11030 -1012220 51517201 288288 810566 tnw total net worth 11030 -981625 51519691 520552 886205 ------------------------------------------------------------------------------------------------------------------------------------------------ CONTINGENT ASSETS, LIABILITIES AND RELATED VARIABLES ------------------------------------------------------------------------------------------------------------------------------------------------ Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- cnc non-home equity lines of credit (dummy) 11030 0 1 0.04 0.2 ------------------------------------------------------------------------------------------------------------------------------------------------ ASSETS ACQUIRED IN THE PAST AND RELATED VARIABLES ------------------------------------------------------------------------------------------------------------------------------------------------ pir inheritance/gift received (dummy) -------------------------------------------------------------------------------- N code label 5446 0 did not receive inheritance/gift 5584 1 received inheritance/gift ------------------------------------------------------------------------------------------------------------------------------------------------ OTHER BEHAVIOURAL VARIABLES ------------------------------------------------------------------------------------------------------------------------------------------------ bopc possession of credit cards (dummy) -------------------------------------------------------------------------------- N code label 9030 0 does not have credit cards 2000 1 has credit cards boea ability to get emergency financial aid (dummy) -------------------------------------------------------------------------------- N code label 4160 0 not able to get emergency financial aid 6330 1 able to get emergency financial aid 540 . ------------------------------------------------------------------------------------------------------------------------------------------------ ADDITIONAL INFORMATION (WEALTH) ------------------------------------------------------------------------------------------------------------------------------------------------ bus1_c Whether owns all or part of business that is not publicly traded -------------------------------------------------------------------------------- N code label 8039 0 does not own a business 2991 1 owns a business