LWS - Canada 2005 : household file Codebook generated: 2016-04-01 ------------------------------------------------------------------------------------------------------------------------------------------------ IDENTIFIERS ------------------------------------------------------------------------------------------------------------------------------------------------ Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- hid unique unit identifier 5267 1 5267 2634 1520.6 did unique country/year number -------------------------------------------------- N value 5267 334 dname country/year identifier -------------------------------------------------- N value 5267 "ca05" cname country name -------------------------------------------------- N value 5267 "Canada" iso2 2-letter country abbreviation -------------------------------------------------- N value 5267 "ca" year reference year -------------------------------------------------- N value 5267 2005 wave data wave -------------------------------------------------------------------------------- N code label 5267 6 Wave VI ------------------------------------------------------------------------------------------------------------------------------------------------ FILE INFORMATION ------------------------------------------------------------------------------------------------------------------------------------------------ Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- hwgt household weight (normalised) 5267 0.01 31.63 1.9 1.8 hpopwgt household weight (inflated) 5267 10.1 42212.72 2534.2 2398.11 inum implicate number 5267 1 1 1 0 svyunit survey unit -------------------------------------------------------------------------------- N code label 5267 2 economic family ------------------------------------------------------------------------------------------------------------------------------------------------ GEOGRAPHICAL CHARACTERISTICS ------------------------------------------------------------------------------------------------------------------------------------------------ region_c Region of residence -------------------------------------------------------------------------------- N code label 803 1 Atlantic 976 2 Quebec 1390 3 Ontario 1315 4 Prairies 783 5 British Columbia ------------------------------------------------------------------------------------------------------------------------------------------------ DWELLING CHARACTERISTICS ------------------------------------------------------------------------------------------------------------------------------------------------ own owned/rented housing -------------------------------------------------------------------------------- N code label 1858 110 owned outright 1777 120 owned with mortgage 1632 200 not owned dweltyp type of dwelling -------------------------------------------------------------------------------- N code label 3289 110 detached house 683 120 non-detached house 1126 210 apartment/flat 73 300 other type of dwelling 96 . ------------------------------------------------------------------------------------------------------------------------------------------------ FARMING CHARACTERISTICS ------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------ HOUSEHOLD COMPOSITION ------------------------------------------------------------------------------------------------------------------------------------------------ hhtype household composition -------------------------------------------------------------------------------- N code label 1527 100 one person household 1871 210 couple without children 1281 220 couple with children 258 230 one parent with children 330 900 head and other NOTES: 1. [ca05] Mixed category: codes 210/220/230 might also include other relatives/non-relatives. hpartner head living with partner -------------------------------------------------------------------------------- N code label 3152 100 head living with partner 2115 200 head not living with partner nhhmem number of household members -------------------------------------------------------------------------------- N code label 1527 1 1 hh member 1779 2 2 hh members 741 3 3 hh members 790 4 4 hh members 430 5 5 hh members NOTES: 1. [ca05] Top coded by data provider at 5 persons or more. nearn number of household members with labour income -------------------------------------------------------------------------------- N code label 1135 0 no hh members with labour income 1759 1 1 hh member with labour income 1782 2 2 hh members with labour income 591 3 3 hh members with labour income NOTES: 1. [ca05] Top coded by data provider at 3 earners or more. ------------------------------------------------------------------------------------------------------------------------------------------------ CURRENT INCOME ------------------------------------------------------------------------------------------------------------------------------------------------ Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- hi total income, household 5267 -310750 1900675 86033.8 142942 hit transfer income, household 5267 0 42000 7243.78 8329.74 hits social security transfers, household 5267 0 42000 7243.78 8329.74 ------------------------------------------------------------------------------------------------------------------------------------------------ WINDFALL INCOME ------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------ NON-CONSUMPTION EXPENDITURE ------------------------------------------------------------------------------------------------------------------------------------------------ Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- hxit income taxes and social contributions, household 5267 0 830300 20062.5 54960.3 hxiti income taxes, household 5267 0 830300 20062.5 54960.3 ------------------------------------------------------------------------------------------------------------------------------------------------ CONSUMPTION ------------------------------------------------------------------------------------------------------------------------------------------------ Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- hchous housing and utilities, household 5267 0 155000 11670.1 12231.8 hctran transport, household 5267 0 27000 2058.29 2859.31 hcmisc miscellaneous goods and services, household 5267 0 36000 654.87 2676.2 ------------------------------------------------------------------------------------------------------------------------------------------------ ASSETS - LIABILITIES TRANSACTIONS ------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------ MAJOR AGGREGATES ------------------------------------------------------------------------------------------------------------------------------------------------ Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- dhi disposable household income 5267 -318325 1386275 65971.3 91377.3 ------------------------------------------------------------------------------------------------------------------------------------------------ ADDITIONAL INFORMATION ------------------------------------------------------------------------------------------------------------------------------------------------ currency currency units -------------------------------------------------------------------------------- N code label 5267 124 CAD - Canadian Dollar Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- deflator deflation factor 5267 1 1 1 0 grossnet gross/net income information -------------------------------------------------------------------------------- N code label 5267 100 gross, taxes and contributions fully captured ------------------------------------------------------------------------------------------------------------------------------------------------ ASSETS ------------------------------------------------------------------------------------------------------------------------------------------------ NOTES: hanncd: 1. [ca05] Definitional deviation: includes also other non-financial assets. haso: 1. [ca05] value of all employer pension plans valued on a termination basis. Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- ha total assets 5267 175 49750000 730167 1800000 han non-financial assets 5267 175 18946000 435331 1100000 hanr real estate 5267 0 13750000 291083 704201 hanrp principal residence 5267 0 3800000 212459 354047 hanro other real estate 5267 0 11500000 78623.5 501143 hann non-housing assets 5267 -41275 11640000 144249 656247 hannb business equity 5267 -67500 10500000 96672.9 625133 hannc consumer goods 5267 175 1240000 47575.9 79583.9 hanncv vehicles 5267 0 750000 16408 32607.2 hanncd other durables and valuables 5267 175 775000 31167.9 62697.8 haf financial assets (excluding pensions) 5267 -2500 33500000 123838 908264 hafc deposit accounts and cash 5267 -3000 3700000 28062.8 140404 hafi financial investments 5267 0 33300000 95774.4 881278 hafib bonds and other debt securities 5267 0 625000 4554.82 37270 hafis stocks and other equity 5267 0 1.1e+07 40394.6 362455 hafii investment funds and alternative investments 5267 0 2e+07 38790.9 563712 has pension assets and other long-term savings 5267 0 2920000 170998 299056 hasi life insurance and voluntary individual pensions 5267 0 2325000 78921.9 195115 hasip individual voluntary pension accounts 5267 0 2325000 78921.9 195115 haso occupational pensions 5267 0 1600000 88387.3 184247 ------------------------------------------------------------------------------------------------------------------------------------------------ LIABILITIES ------------------------------------------------------------------------------------------------------------------------------------------------ NOTES: hlno: 1. [ca05] Definitional deviation: includes taxes owing, past due bills, home renovation loans, debt consolidation loans, loans to purchase RRSPs, and other money owed n.e.c. Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- hl total liabilities 5267 0 2072400 65688.1 134188 hlr real estate liabilities 5267 0 2020000 49637.7 121559 hlrp principal residence loans 5267 0 1450000 39190.3 88129.1 hlro other real estate loans 5267 0 1550000 10447.4 71772.9 hln non-housing liabilities 5267 0 570000 16050.4 36542.2 hlnc consumer goods loans 5267 0 470000 11998.1 29069 hlncv vehicle loans 5267 0 70000 3450.68 7989.67 hlncd other loans for goods and consumption 5267 0 470000 8547.41 27265.9 hlne education loans 5267 0 65000 1357.52 5849.58 hlno other non-housing liabilities 5267 0 360000 2694.75 18384.2 hlsr institutional loans secured by real estate 5267 0 1502500 45411.8 94590.3 hlsrp secured by principal residence 5267 0 1502500 45411.8 94590.3 hlsn loans not secured by real estate 5267 0 210000 421 4808.72 ------------------------------------------------------------------------------------------------------------------------------------------------ HOUSEHOLD NET WORTH ------------------------------------------------------------------------------------------------------------------------------------------------ Variable Description N Min. Max. Mean SD ----------------------------------------------------------------------------------------------------------------------------------------------- dnw disposable net worth 5267 -339775 46830000 493482 1700000 anw adjusted disposable net worth 5267 -339775 46930000 572404 1800000 tnw total net worth 5267 -339775 49750000 664478 1800000 ------------------------------------------------------------------------------------------------------------------------------------------------ CONTINGENT ASSETS, LIABILITIES AND RELATED VARIABLES ------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------ ASSETS ACQUIRED IN THE PAST AND RELATED VARIABLES ------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------ OTHER BEHAVIOURAL VARIABLES ------------------------------------------------------------------------------------------------------------------------------------------------ bopc possession of credit cards (dummy) -------------------------------------------------------------------------------- N code label 869 0 does not have credit cards 4398 1 has credit cards bonc_c number of credit cards -------------------------------------------------------------------------------- N code label 869 0 does not own credit cards 2319 1 1 or 2 cards 1311 2 3 or 4 cards 768 3 5 or more cards boea ability to get emergency financial aid (dummy) -------------------------------------------------------------------------------- N code label 1661 0 not able to get emergency financial aid 2874 1 able to get emergency financial aid 732 . bocc1_c credit card application granted/rejected -------------------------------------------------------------------------------- N code label 709 11 applied for credit card, credit card granted 160 12 applied for credit card, credit card rejected 4398 20 did not apply for credit card bocc2_c borrowed money through a pay day loan in the past 3 years -------------------------------------------------------------------------------- N code label 5100 0 did not borrow money through Pay Day Loans in the past 3 years 137 1 borrowed money through Pay Day Loans in the past 3 years 30 . ------------------------------------------------------------------------------------------------------------------------------------------------ ADDITIONAL INFORMATION (WEALTH) ------------------------------------------------------------------------------------------------------------------------------------------------ bus1_c owns business -------------------------------------------------------------------------------- N code label 4182 0 does not own a business 1071 1 owns an unincorporated or incorporated business 14 .